Terms of Service

Agreement

By using this website, the intake assistant or any form on it, you agree to these terms. If you do not agree, please do not use the site. The site is operated by Insurance Investment Group under the Hate Insurance brand.

This platform is hosted and created by YumSocial.co LLC. Questions about the platform itself, including hosting, security or how this site operates, should be directed to YumSocial.co.

No offer of coverage

Hate Insurance is a brand of Insurance Investment Group, an independent insurance agency. Nothing on this site is an offer of coverage, a binding quote, or a guarantee of savings. Final coverage, eligibility and pricing depend on carrier underwriting and review by a licensed insurance professional.

Anything you see here, including estimates, ranges, examples and assistant responses, is preliminary and informational only. It is not a quote, not a binder, not proof of insurance, and not a guarantee of eligibility, price or savings. Coverage exists only when a carrier issues a policy.

The intake assistant

The intake assistant is an automated tool that helps organize your request. It is not a licensed insurance professional and its responses are not advice. A licensed agent reviews every case before any recommendation is made.

Do not submit Social Security numbers, payment card details, medical records or other highly sensitive information through the assistant.

Your responsibilities

You agree to provide accurate information and to use the site only for lawful purposes. Inaccurate or incomplete information can affect eligibility, pricing and claims.

You may not attempt to disrupt, reverse engineer, scrape or gain unauthorized access to the site or its systems.

Consent to be contacted

By submitting your details, you agree that a licensed insurance agent may contact you by phone, text or email about your request, including at the number you provide. Message and data rates may apply. Consent is not a condition of purchase, and you may opt out at any time.

Third-party links and content

The site may link to other websites, including carrier and partner sites. We are not responsible for their content, practices or policies.

Intellectual property

All content, branding and design on this site are owned by their respective owners and may not be copied or reused without written permission.

Disclaimers and limitation of liability

The site is provided on an as-is and as-available basis without warranties of any kind. To the fullest extent permitted by law, we are not liable for indirect, incidental or consequential damages arising from your use of the site.

Nothing in these terms limits any right you have under applicable insurance law or regulation.

Changes and contact

We may update these terms at any time. Continued use of the site means you accept the current version.

Questions about these terms: raddison@insuranceinvestmentgroup.com, (772) 501-7435. Questions about the platform itself: YumSocial.co.